JomPAY API & Bill Payment API Malaysia
Plug in nationwide
bill payments.
Launch bill payments in weeks, not years. Access Malaysia's largest bill payment network including JomPAY, utilities, telcos, and bill presentment through a single bill payment API.
Unlock Nationwide Payments.
Zero Risk, Zero Upfront.
Empower your ecosystem and give your users the convenience of paying any bill - directly in your app. Get instant access to Malaysia's entire biller network, including JomPAY.
See how JomPAY integration worksFetch real-time outstanding balances and validate accounts instantly before paying
Access our entire product suite with a single API integration
Expert-validated AML and automated sanctions screening on every transaction
Multiple ways to grow your business
Get Bill Presentment
Enter details to view outstanding
Show users exactly what they owe,
before they pay
Real-time bill inquiry transforms the payment experience. By letting users see their exact balance instantly, you eliminate guesswork, boost completion rates, and build confidence in every transaction.
Bill presentment is the step that asks the biller, in real time, what an account currently owes — before the customer pays. IIMMPACT's bill presentment API returns the outstanding balance, due date, and biller reference fields for every biller in the network, so your app can show a verified amount, prevent failed payments, and meet PayNet's account-validation requirements for JomPAY.
Higher Completion
Fewer Refunds
Flow
Success Rate
Explore Our Biller Network
Search through 20,000+ billers across JomPAY, major utilities, telcos, and government agencies. Find any service provider your users need to pay.
Bill payment API built for your business model
E-wallets, digital banks, super apps, and fintechs in Malaysia can launch bill payments through one API — without months of biller negotiation or running a direct PayNet connection.
Transform sporadic spenders into daily users
Adding a bill payment API turns monthly bill cycles into a retention engine — consistent engagement, higher wallet balances, and stickier users.
Launch JomPAY parity without your own biller channel
Get the same biller coverage as incumbent banks without becoming a PayNet Collecting Bank or building a treasury operations team. JomPAY plus 20,000+ direct billers from day one.
Complete your financial ecosystem
Access Malaysia's largest biller network including JomPAY. Add full bill payment capabilities without becoming a bank or navigating complex licensing.
FAQ
Common questions
Everything you need to know about integrating our bill payment API.
Can non-banks offer JomPAY in Malaysia?
Yes. E-wallets, fintechs, and digital banks can offer JomPAY through IIMMPACT's managed bill payment API — no PayNet integration and no direct biller negotiations. Your team integrates one endpoint instead of dozens of separate biller contracts.
Read: Payments API — Build vs. BuyHow do I integrate the JomPAY API into my app?
It takes just four simple steps: authenticate, look up the biller, present the bill, and submit the payment. With consistent endpoints, most teams go live in a single sprint.
Read the step-by-step integration guideWhat can bill presentment do for our users?
Bill presentment looks up the live amount due, due date, and account holder in real time — so the confirmation screen shows a verified figure instead of asking the user to type it. That single change eliminates wrong-amount disputes, surfaces offline billers or invalid accounts before money moves, and lifts completion rates across our network past 99%.
Read: Bill Presentment API in MalaysiaRelated solutions
Your users are waiting for
better experiences.
Every day you wait is a day your users could be enjoying seamless payments, instant top-ups, and effortless connections. Let's change that together.
What happens next?
We listen
Tell us about your app, your users, and your vision. No sales pitch — just a conversation.
We design together
Our team maps out which services make sense for your users and how to integrate them seamlessly.
You go live
Most partners launch within weeks, not months. We're with you every step of the way.
"More than a vendor — a partner in your growth."
Ready to talk?
Choose how you'd like to connect with us.
Email us
partnership@iimmpact.com
No commitment required. Just a friendly conversation about possibilities.